How to save on spending: the 10 golden rules
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How much would we like to fill the supermarket shopping cart by buying everything we like? It’s a shame that when we get back home the wallet cries…and we realize we spent too much!
The budget that we use every month for food spending has a significant impact on our standard of living and if we do not take the necessary precautions we must unfortunately live by sacrifices to be able to buy what we need.
This happens often and willingly when we are in a hurry and put what happens in the cart, in the hurry to get home, perhaps at the end of a tiring day’s work, or even worse when we do not care to take note of what is missing in our pantry to do a smart shopping!
Saving on spending does not mean drastically cutting purchases or giving up buying the products that we like most because they cost more than the others, but simply make “targeted cuts” and especially assess where it is best to buy, opting from time to time between supermarkets, discount stores, markets or grocery stores.
Here are some tips to save on spending and move towards the most intelligent purchases!
How to save on spending: the golden rules
To save money you need to be careful and careful to try to stay within the limits of your budget, without getting to spend more than you should.
For a low cost shopping and especially not to put in the cart more than necessary is therefore good to follow some simple rules, here are what they are:
Make the shopping list
The first golden rule to save on shopping is to make a detailed list of what you need to buy!
Let’s avoid to draw up our list just before leaving because it is high in this case the possibility of forgetting something for the haste, the ideal solution instead is to mark each time what is missing in the pantry in order to better organize our purchases.
Knowing in advance what we will have to buy is particularly useful especially if we happen to have a handheld advertising leaflet and maybe just on the product we need is applied a special promotion! In this case it will be good to note on the list this valuable information to be able to make our purchases in a targeted manner.
The ideal would be to do the shopping on a few days of the week when you can buy what we have noted in our list, so we will fill the “gaps” in our pantry and avoid buying what is unnecessary!
Don’t shop on an empty stomach
Another fundamental rule for saving on spending is not to go shopping without having eaten something first!
It may seem a triviality but actually being or not on an empty stomach when you go to the supermarket greatly affects the way we deal with the expense: being hungry for example leads us to often make senseless purchases, to buy following the instinct and not the reason following the wave of hunger or throat!
The ideal time to do the shopping would therefore be in the afternoon, immediately after eating or after a hearty snack!
Bring your shopping bags from home
To save money, you can try to cut your costs even further by taking your shopping bags with you from home! Whether they are made of plastic or canvas, always put them in the car or take them with you in the bag, it will be a useful and convenient way not to raise your shopping receipt!
Bringing your shopping bags from home will not only make the ideal choice for your budget but will also respect the environment by avoiding buying the bags that you will then end up throwing!
Buy at long notice
Try to buy products at short notice only if they are food that you consume regularly and that you know you always need!
So you prefer to buy products with a long shelf life, obviously you will not always be able to buy this type of product but it is certainly the best solution for some foods that you know you will certainly not let expire in your pantry: to define what they are you can try to draw up a weekly menu to understand what you will need, only in this way you can evaluate your purchases useful in the short and long term!
Exploits local markets
To save money on shopping there’s nothing better than buying fruit and vegetables at local markets, directly from the producer, so you’ll take home quality products at a good price!
In fact, not always what costs the most is of superior quality, also address to small farmers or Solidarity Purchasing Groups that meet in the Square once a week, you can not help but make good purchases!
Don’t disdain discount stores
Don’t be afraid of the discount stores! Sub-brand products do not always mean poor quality, to keep away from poor products you just have to read the labels, avoid as much as possible the packaged food and take advantage of word of mouth: often and willingly the opinion of a friend or relative on a product helps us to buy it with greater security and to make a good investment!
Pay attention to prices
It’s obvious that when we do the shopping, we have to pay attention to the prices, but in particular what we have to keep under control is the cost of the product per kg or per liter, only in this way we can assess the best value for money, without making reckless purchases.
Monitor online offers
The web is full of offers, smart facts and saves time and money!
Most supermarket chains, discount stores or shopping centers have a website or online flyer, consult it periodically to find out about offers and pinpoint the most convenient products to buy.
Buy basic products
When you do your shopping, you aim to buy mainly basic necessities, so give the go-ahead to all those products that are essential for your pantry, from pasta to rice, sugar, flour, rice, milk, eggs.
You can buy them in any supermarket, even sub brand, while you can think of growing independently all those spices or plants such as basil, parsley, sage, rosemary that will be useful for your seasonings.
Take advantage of discounts and promotions!
Do you know discount coupons? There are so many sites that allow you to save up to 70% on your spending!
For example, sites such as coupons.com allow you to download discount coupons to be presented at the checkout at the supermarket to save on your spending!
Almost always the coupons can be used in any supermarket or be redeemed at the points of sale indicated on the site that promotes them.
Using them is simple, convenient and convenient!
Remember that haste is a bad counsellor, to save money you need calm, caution and a little ‘goodwill, only in this way you will learn a method that you will not abandon anymore, and your wallet will thank!